Insurance that works likeIt should
Plans made for your university. $0 campus clinic. Only pay after your waiver’s approved. Just $10 to start.

Need Assistance?
Reach out to usand we’ll assist you immediately.
If you've opted for another insurance provider or have a valid reason for delay, kindly update us via mail
Why go beyond yourUniversity plan?
Because you're paying more... and getting less.
University Plan | Gradly | |
---|---|---|
Annual cost | $2,000–$4,000+ | Starts at $1300+ |
Deductible | Often $500+ | $0 or low deductible |
Coverage outside your uni state | ❌ Not included | ✅ Stay covered anywhere in the U.S. |
Claims support | Ticket systems, delays | Real humans on solving your issues |
Platform | None. Check your inbox. | One app. All in one place. |
Who built it | Corporations | Former students who've lived it |
Impact | Premiums go to profit | Part of profits fund student awareness programs |
University insuranceCovers the basics and then some
Gradly was built to take care of you.
Always A Real Human On The Other Side
One Tap → Everything In One App
Help Filing Waivers, Tracking Claims, Picking Medicine
Insurance Designed for Students, Not Profit Sheets
You don’t have to settle for what you were auto-enrolled into. You can choose better.
Experience the peace of mind that comes with having your Insurance under control.
No jargon. Just a clean4-step flow:
Pick your plan
Every one’s built to keep you covered, cared for, and stress-free.
Pay $10
Get started with just a $10 initial deposit.
We help file your waiver
You're never on your own. Our team’s here to guide, explain, and handle the messy stuff.
When approved, pay the rest
Only pay the remaining fee when your waiver gets approved.
Let us guide you through every step of the way
We work with the best providers
What's actually covered
We don't hide the good stuff in footnotes.
$0 campus clinic visits
Mental health (in/outpatient)
ER + ambulance
Rx drugs (tiered copays)
Amateur sports injuries
Unlimited lifetime benefits
Not sure what any of this means?
Built by peoplelike you
We're not an insurance company. We're a full-stack insurance platform built by people who've been through this exact process.
You talk to real humans, not bots.
You pay after your waiver's approved.
You don’t have to email anyone 6 times to get an answer.

Partnered with 20+ Universities / Institutions
10,000+
Claims Processed
100%
Claim Approval Rate
10K+
Student’s Choice
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Trusted by student organisations across campuses
Students who pickedGradly
☺️ Easy to use👍 Recommend💪 Helpful🥰 I love it


10K+ students helped
from 100+ universities
Akshay Ahuja
Stevens Institute of Technology
I liked the process as it was pretty smooth, and I had to do nothing. I was assisted at every step.
Siddharth Tulsidas Jogi
Drexel University
I really liked not having to fill up the waiver form!
Devika Bhagirath Shanbhag
Carnegie Mellon University
I liked the proper guidance provided with great communication regarding plans & enrollment. Streamlined process!
Utsav Mogha
Carnegie Mellon University
I liked the flexible payment options and the support.
Anjaneya Pandurang
Stevens Institute of Technology
Things I liked - fast response times, good insurance rates, great customer service and an easy onboarding.
Anjali
USC
The WhatsApp support is elite.