gradly grid

Insurance that works likeIt should

Plans made for your university. $0 campus clinic. Only pay after your waiver’s approved. Just $10 to start.

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Gradly

Why go beyond yourUniversity plan?

Because you're paying more... and getting less.

University Plan

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Annual cost$2,000–$4,000+Starts at $1300+
DeductibleOften $500+$0 or low deductible
Coverage outside your uni state❌ Not included✅ Stay covered anywhere in the U.S.
Claims supportTicket systems, delaysReal humans on solving your issues
PlatformNone. Check your inbox.One app. All in one place.
Who built itCorporationsFormer students who've lived it
ImpactPremiums go to profitPart of profits fund student awareness programs
Gradly

University insuranceCovers the basics and then some

Gradly was built to take care of you.

Always A Real Human On The Other Side

Human Support
Human Support

One Tap → Everything In One App

Human Support
Gradly App

Help Filing Waivers, Tracking Claims, Picking Medicine

Human Support
Human Support
Human Support
Human Support

Insurance Designed for Students, Not Profit Sheets

You don’t have to settle for what you were auto-enrolled into. You can choose better.

Experience the peace of mind that comes with having your Insurance under control.

How It Work

No jargon. Just a clean4-step flow:

1

Pick your plan

Every one’s built to keep you covered, cared for, and stress-free.

Pick your plan
2

Pay $10

Get started with just a $10 initial deposit.

Pay $10
3

We help file your waiver

You're never on your own. Our team’s here to guide, explain, and handle the messy stuff.

We help file your waiver
4

When approved, pay the rest

Only pay the remaining fee when your waiver gets approved.

When approved, pay the rest

Let us guide you through every step of the way

We work with the best providers

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What's actually covered

We don't hide the good stuff in footnotes.

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$0 campus clinic visits

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Mental health (in/outpatient)

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ER + ambulance

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Rx drugs (tiered copays)

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Amateur sports injuries

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Unlimited lifetime benefits

Not sure what any of this means?

Pricing

Built by peoplelike you

We're not an insurance company. We're a full-stack insurance platform built by people who've been through this exact process.

You talk to real humans, not bots.

Real Human Support

You pay after your waiver's approved.

You don’t have to email anyone 6 times to get an answer.

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Partnered with 20+ Universities / Institutions

10,000+

Claims Processed

100%

Claim Approval Rate

10K+

Student’s Choice

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Trusted by student organisations across campuses

Testimonial

Students who pickedGradly

9.3 NPS100% Claims Processed
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10K+ students helped

from 100+ universities

Akshay Ahuja

Akshay Ahuja

Stevens Institute of Technology


I liked the process as it was pretty smooth, and I had to do nothing. I was assisted at every step.

Siddharth Tulsidas Jogi

Siddharth Tulsidas Jogi

Drexel University


I really liked not having to fill up the waiver form!

Devika Bhagirath Shanbhag

Devika Bhagirath Shanbhag

Carnegie Mellon University


I liked the proper guidance provided with great communication regarding plans & enrollment. Streamlined process!

Utsav Mogha

Utsav Mogha

Carnegie Mellon University


I liked the flexible payment options and the support.

Anjaneya Pandurang

Anjaneya Pandurang

Stevens Institute of Technology


Things I liked - fast response times, good insurance rates, great customer service and an easy onboarding.

Anjali

Anjali

USC


The WhatsApp support is elite.